by Liz Richards | Sep 10, 2020 | Consolidating Credit Card Debt, Credit, Credit Score, finances, Uncategorized
Credit cards are an excellent convenience for daily life. By making purchases safe and easy, the credit line they provide can smooth the bumps in your finances and potentially help you grow your credit if used responsibly. However, this undoubted convenience can come... 
by Liz Richards | Apr 13, 2020 | COVID-19, Credit, finances, Uncategorized
As we join you in watching the latest in COVID-19 unfold, ScoreShuttle is here with an ongoing commitment to the health and financial wellness of our fellow Americans. If COVID-19 is impacting your bottom line, relief options may be available. ScoreShuttle is here... 
by Liz Richards | Apr 5, 2020 | Credit, Taxes, Uncategorized
Two financial stressors in many of our lives are credit and taxes. We work hard to earn our money and build up good credit. Plus, no one necessarily enjoys paying taxes. The good news is even if you have bad credit, the IRS does not consider your credit score when... 
by Liz Richards | Oct 16, 2019 | Credit, Uncategorized
In short, a ‘derogatory’ is a negative mark on your credit report. This easy guide explains what may cause a derogatory to appear and how you can use advanced credit builder software to help you remove an inaccurate one. Let’s begin with some derogatory basics. What... 
by Celeste Stewart | Oct 9, 2019 | Credit, Credit Score, Uncategorized
Credit scores are a tool used by lenders to help determine your creditworthiness. You’ve likely heard about FICO scores, but did you know that there are other credit scoring models available? In fact, depending on which model a lender chooses to use, your scores can... 
by Liz Richards | Sep 17, 2019 | Credit, Credit Utilization, Uncategorized
Credit utilization is a fancy phrase that can have a pretty big impact on your credit. Outside of on time bill payments, your utilization rate is one of the biggest factors responsible for fluctuating scores. If you’re new to the term or don’t quite...