by Liz Richards | Oct 16, 2019 | Credit, Uncategorized
In short, a ‘derogatory’ is a negative mark on your credit report. This easy guide explains what may cause a derogatory to appear and how you can use advanced credit builder software to help you remove an inaccurate one. Let’s begin with some derogatory basics. What... 
by Celeste Stewart | Oct 9, 2019 | Credit, Credit Score, Uncategorized
Lenders use credit scores to help determine your creditworthiness. Credit scores are typically a 3-digit number between 300 and 850. You’ve likely heard about FICO scores. But did you know that there are other credit scoring models available? In fact, depending on... 
by Liz Richards | Sep 17, 2019 | Credit, Uncategorized
Credit utilization is a fancy phrase that can have a pretty big impact on your credit. Outside of on time bill payments, your utilization rate is one of the biggest factors responsible for fluctuating scores. If you’re new to the term or don’t quite... 
by Liz Richards | Jul 22, 2019 | Credit
Ever wonder what goes into your credit score? Does your score really matter? You’ve got questions. ScoreShuttle has the answers in this easy breakdown of the basics behind credit. First of all, let’s start with the definition. What is Credit? Credit is a... 
by Liz Richards | Jul 17, 2019 | Credit
Want better credit? Not sure how to get it? If so, you’re not alone. According to CNBC, a shocking number of Americans either have incorrect or little knowledge about what it takes to achieve excellent credit. Not to fear, ScoreShuttle is here with 5 tips you... 
by Liz Richards | Jul 1, 2019 | Credit, Parenting
Meet the Seymours. Husband Corey works as a trusted mechanic. Wife Marissa is a full-time office manager. Like many of us, this San Diego couple had their hearts set on the American dream. A beautiful home, a few four-legged fur babies – and now, starting a...