Effective Date: June 20, 2019
This policy describes how ScoreShuttle.com (“ScoreShuttle,” “we,” “us,” or “our”) collect, use, and share personal information as part of our technology platforms, including, without limitation, this website (the “Site”) and related web pages and interactive features, and our social media pages.
Types of Information We Collect
The following provides examples of the type of information that we collect from you and how we use that information.
|Types of Data
|Purpose for Collection & Use of Data
|When you register for an account to use our software, we collect your name, email address, home address, telephone number, date of birth, and Social Security Number. Some of the personal information we collect when you register, such as your Social Security Number, is required by the credit reporting agencies to verify your identity so that we can request your credit score and credit report.
|We have a legitimate interest in providing account relating functionalities to our users. This may include emailing you about service updates, maintenance activities, security notifications, and other account related information. We also have a legitimate interest in providing our software.
|Account Usage Information
|When you use our software, we use certain technologies and methods to collect information relating to the actions that you perform while logged into your account.
|We have a legitimate interest in understating how you interact with our software.
|Cookies and first party tracking
|We have a legitimate interest in making our website operate efficiently.
|Cookies and Third Party Tracking
|We participate in behavior-based advertising, this means that a third party uses technology (e.g., a cookie) to collect information about your use of our website so that they can provide advertising about products and services tailored to your interests on our website, or on other websites.
|We have a legitimate interest in engaging in behavior-based advertising and capturing website analytics.
|If you receive email from us, we use certain tools to capture data related to when you open our message or click on any links or banners it contains.
|We have a legitimate interest in understanding how you interact with our communications to you.
|If you apply for a job posting, or become an employee, we collect information necessary to process your application or to retain you as an employee. This may include, among other things, your Social Security Number. Providing this information is required for employment.
|We use information about current employees to perform our contract of employment, or the anticipation of a contract of employment with you. In some contexts, we are also required by law to collect information about our employees. We also have a legitimate interest in using your information to have efficient staffing and work force operations.
|If you provide us feedback or contact us for support we will collect your name and e-mail address, as well as any other content that you send to us, in order to reply.
|We have a legitimate interest in receiving, and acting upon, your feedback or issues.
|We may ask for your consent to use location-enabled services on your device so that we can collect, share and process information about your specific location to enhance our software and offers to you, using things like GPS or Wi-Fi access point information.
|We have a legitimate interest in understanding our users and providing tailored services. In some contexts our use is also based upon your consent to provide us with geo location information.
|When you sign up for one of our mailing lists we collect your email address or postal address.
|We have a legitimate interest in sharing information about our products or services.
|We collect information from your mobile device such as unique identifying information broadcast from your device when visiting our website.
|We have a legitimate interest in identifying unique visitors, and in understanding how users interact with us on their mobile devices.
|We collect your payment details including your credit card number, expiration date, CVC, and zip code when you place an order.
|We use your information to perform our contract to provide you with products or services.
|We have a legitimate interest in understanding your opinions, and collecting information relevant to our organization.
|We use technology to monitor how you interact with our website. This may include which links you click on, or information that you type into our online forms. This may also include information about your device or browser.
|We have a legitimate interest in understanding how you interact with our website to better improve it, and to understand your preferences and interests in order to select offerings that you might find most useful. We also have a legitimate interest in detecting and preventing fraud.
|We collect information, including your browser type, operating system, Internet Protocol (IP) address (a number that is automatically assigned to a computer when the Internet is used), domain name, click-activity, referring website, and/or a date/time stamp for visitors.
|We have a legitimate interest in monitoring our networks and the visitors to our websites. Among other things, it helps us understand which of our products is the most popular.
In addition to the information that we collect from you directly, we also receive information about you from other sources, including third parties, business partners, our affiliates, or publicly available sources. This includes, for example, the credit report, credit score, and financial account information we may obtain on your behalf when you register or link accounts. We may combine the information we receive from outside sources with the information we collect.
Use And Processing Of Information
In addition to the purposes and uses described above, we use information in the following ways:
- To verify your identify to enable us to better prevent fraud.
- To provide products and services.
- To improve our websites, services and product offerings.
- To conduct analytics.
- To communicate with you, including responding to inquiries related to support or other requests.
- To send marketing and promotional materials, including information relating to our products and services.
- For internal administrative purposes, as well as to manage our relationships.
Although the sections above describe our primary purpose in collecting your information, in many situations we have more than one purpose. For example, if you purchase a subscription we may collect your information to perform our contract with you, but we also collect your information as we have a legitimate interest in maintaining your information after your transaction is complete so that we can quickly and easily respond to any questions about your order. As a result, our collection and processing of your information is based in different contexts upon your consent, our need to perform a contract, our obligations under law, and/or our legitimate interest in conducting our business.
Sharing Of Information
- Affiliates and Acquisitions. We may share information with our corporate affiliates (e.g., parent company, sister companies, subsidiaries, joint ventures, or other companies under common control). If another company acquires, or plans to acquire, our company, business, or our assets, we will also share information with that company, including at the negotiation stage.
- Credit Bureaus. Certain aspects of our software allow you to dispute derogatory items related to your credit report. If you use our automatic disputing software, we share your information, including your name, Social Security Number, and address with credit bureaus and consumer reporting agencies in order to submit your request.
- Other Disclosures with Your Consent. We may ask if you would like us to share your information with other unaffiliated third parties who are not described elsewhere in this policy.
- Other Disclosures without Your Consent. We may disclose information in response to subpoenas, warrants, or court orders, or in connection with any legal process, or to comply with relevant laws. We may also share your information in order to establish or exercise our rights, to defend against a legal claim, to investigate, prevent, or take action regarding possible illegal activities, suspected fraud, safety of person or property, or a violation of our policies, or to comply with your request for the shipment of products to or the provision of services by a third party intermediary.
- Service Providers. We may share your information with service providers. Among other things service providers help us to administer our website, analyze data, provide technical support, process payments, and assist in the fulfillment of orders.
You can make the following choices regarding your personal information:
- Access To Your Personal Information. You may request access to your personal information by contacting us at the address described below. If required by law, upon request, we will grant you reasonable access to the personal information that we have about you. Note that California residents may be entitled to ask us for a notice describing what categories of personal information (if any) we share with third parties or affiliates for direct marketing.
- Changes To Your Personal Information. We rely on you to update and correct your personal information. Most of our websites allow you to modify or delete your account profile. Note that we may keep historical information in our backup files as permitted by law. If our website does not permit you to update or correct certain information contact us at the address described below.
- Deletion Of Your Personal Information. Typically we retain your personal information for the period necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law. You may, however, request information about how long we keep a specific type of information, or request that we delete your personal information by contacting us at the address described below. If required by law we will grant a request to delete information, but you should note that in many situations we must keep your personal information to comply with our legal obligations, resolve disputes, enforce our agreements, or for another one of our business purposes.
- Objection to Certain Processing. You may object to our use of your personal information by contacting us at the address described below. For example, California residents may be entitled to object, or opt-out, of having their information sold to third parties. If you are a California resident and would like to opt-out of having your information sold, please visit the following link: Do Not Sell My Personal Information. We do not discriminate against California consumers who exercise any of their rights described in this policy.
- Online Tracking. We do not currently recognize automated browser signals regarding tracking mechanisms, which may include “Do Not Track” instructions.
- Promotional Emails. You may choose to provide us with your email address for the purpose of allowing us to send free newsletters, surveys, offers, and other promotional materials to you, as well as targeted offers from third parties. You can stop receiving promotional emails by following the unsubscribe instructions in e-mails that you receive. If you decide not to receive promotional emails, we may still send you service related communications.
- Promotional Mailings. If at any time you do not want to receive offers and/or circulars from us you can remove yourself from our mailing lists by emailing us (our contact information is below) with “NO SNAIL MAIL” in the subject line along with your name, address and zip code. Please note that our mailings are prepared in advance of their being sent. Although we will remove your name from our mailing list after receiving your request, you may still receive mailings from us that had been initiated prior to your name being removed.
- Promotional Text Messages. If you receive a text message from us that contains promotional information you can opt-out of receiving future text messages by replying “STOP.”
How We Protect Personal Information
No method of transmission over the Internet, or method of electronic storage, is fully secure. While we use reasonable efforts to protect your personal information from unauthorized access, use, or disclosure, we cannot guarantee the security of your personal information. In the event that we are required by law to inform you of a breach to your personal information we may notify you electronically, in writing, or by telephone, if permitted to do so by law.
Some of our websites permit you to create an account. When you do you will be prompted to create a password. You are responsible for maintaining the confidentiality of your password, and you are responsible for any access to or use of your account by someone else that has obtained your password, whether or not such access or use has been authorized by you. You should notify us of any unauthorized use of your password or account.
The following additional information relates to our privacy practices:
- Information for Non-U.S. Residents. We are located in the United States. As a result your information may be processed in a foreign country where privacy laws may be less stringent than the laws in your country. By submitting your personal information to us you agree to the transfer, storage and processing of your information in a country other than your country of residence including, but not necessarily limited to, the United States.
- Third Party Applications/Websites. We have no control over the privacy practices of websites or applications that we do not own.
- Information for California Residents. California Civil Code 1798.115(c), 1798.130(a)(5)(c), 1798.130(c), and 1798.140 indicate that organizations should disclose whether certain categories of information are “sold” or transferred for an organization’s “business purpose” as those terms are defined under California law. You can find a list of the categories of information that we share here. Please note that because this list is comprehensive it may refer to types of information that we share about people other than yourself. If you would like more information concerning the categories of personal information (if any) we share with third parties or affiliates for those parties to use for direct marketing please submit a written request to us using the information in the “Contact Information” section below.
If you have any questions, comments, or complaints concerning our privacy practices please contact us at the appropriate address below. We will attempt to respond to your requests and to provide you with additional privacy-related information.
Re: ScoreShuttle Privacy Notice
10601-G Tierrasanta Blvd. No.411
San Diego, CA 92124
Email: [email protected]
Toll-Free Number: 855-542-4946